What it’s called What it means
Bodily Injury Liability This applies to injuries caused by you to someone else and the costs associated with the injuries. For example: legal fees, court costs and compensation for bodily injury claims
Medical Payments or Personal Injury Protection If you or anyone else covered under your policy is injured in an accident, this coverage provides reimbursement for medical treatment.
Property Damage Liability If you damage another auto (or someone else’s property), this is the coverage that applies.
Comprehensive This provides financial protection for your car from loss not caused by collision or upset, such as fire, theft, glass damage and vandalism.
Collision Offers protection for your car in case of upset or collision with another car or object.
Uninsured or Underinsured Motorist Coverage Offers reimbursement of costs for your injuries in case of an accident involving a person without auto insurance, with lower insurance limits than yours which are insufficient to cover your damages, or with a hit-and-run driver.

Please note: This material is general in nature and for informational purposes only. Coverages, exclusions, limitations, policy terms and conditions, and eligibility for discounts may vary from state to state and are subject to the underwriting guidelines, rates and rules in effect at the time of purchase. Please refer to the policy itself for definitions, coverages, exclusions and other terms and conditions.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Policy issuance is subject to eligibility criteria. Go to for company licensure and territory information.

Current Customers

If you're a current ERIE Customer and would like to view a summary of your home or auto insurance policy, go to Access My Account.